The State of Tennessee is home to Memphis and Nashville – the heart of Country Music. The Great Smoky Mountains and Natchez Trace Parkway are great places for adventures. If you are driving in the “Volunteer State,” then make sure you are carrying car insurance.
On June 1, 1796, Tennessee was added as a state to the Union. “Old Hickory” President Andrew Jackson was a native son and you can visit his childhood home, the Hermitage in Nashville, Tennessee. Of course, the state has been the origin for many creative music genres.
Bristol, Tennessee was the birth place of Bluegrass. Starting in 1927, the “Barn Dance” show and Nashville Grand Ole Opry were sharing Country & Western culture with fans.
You can visit the Country Music Hall of Fame in Nashville to celebrate Hank Williams, vintage guitars, cowboy boots and a golden Cadillac owned by Elvis. So whether you are driving a golden Cadillac or not, make sure you have the minimum Tennessee car insurance coverage.
Minimum Tennessee Insurance Coverage
The Tennessee Department of Revenue (TDR) requires drivers to demonstrate their financial responsibility by carrying car insurance. The state has developed an insurance verification program and authorized police to tow vehicles when drivers lack car insurance. Here is the required minimum for the State of Tennessee:
- $25,000 for bodily injury or death per person
- $50,000 for bodily injury or death per accident
- $15,000 for property damage or destruction
Tennessee uninsured motorists rank 6th worst in the nation.
Select Your County Below to Start the Insurance Quote Process:
Van Buren County
Penalties for Non-Compliance
The “Tennessee Statutes, Section 55-12-139, Compliance with Financial Responsibility Law” established a first offense fine of around $300 and license suspension. Before you can start driving again, you must provide proof of financial responsibility for three years and pay a reinstatement fee of $100.
Tennessee Grand Ole Opry
Country music fans can enjoy all that the State of Tennessee has to offer, as long as they have the right car insurance. It is easy to get your insurance, just fill out the form above for a free quote.