The South Dakota Black Hills are one of the most popular tourist destinations for those who love camping. You can check out Mount Rushmore and imagine your own face up on the mountain, along with the American presidents. There are a lot of deer in the area, so you would be well-advised to have car insurance at the state minimum.
South Dakota Motto: “Under God the People Rule”
The Black Hills were revered by Native-American tribes and even had small amounts of gold hidden therein. The Crazy Horse Memorial is still being built to commemorate the famous Native-American chief. Deadwood is another popular tourist site because it was the city where Gunfighter Wild Bill Hickok was shot in 1876.
This Great Plains State received its statehood on November 2, 1889. One of its many thoroughfares is I-385. So, if you are driving in the state, be careful on the rolling hills, look for wildlife and carry the minimum for liability car insurance.
Minimum South Dakota Insurance Coverage
The South Dakota Department of Labor & Regulation Division of Insurance requires you to carry motor vehicle insurance. Here is the minimum for the State of South Dakota:
- $25,000 for bodily injury or death per person
- $50,000 for bodily injury or death per accident
- $25,000 for property damage or destruction
You also must carry uninsured and underinsured motorist coverage in the State of South Dakota. South Dakota uninsured motorists rank 42nd worst in the nation.
Select Your County Below to Start the Insurance Quote Process:
Bon Homme County
Charles Mix County
Fall River County
Oglala Lakota County
Penalties for Non-Compliance
The “South Dakota Statutes, 32-35-121. Suspension of License as Penalty” classifies the first offense of not having insurance as a Class 2 Misdemeanor with a fine up to $50, jail time up to 30 days and license suspension from 30 days to 1 year. The reinstatement fee is $50 and proof of future financial responsibility is required.
South Dakota Black Hills
Enjoy the South Dakota Black Hills after purchasing the required levels of motor vehicle insurance. You can fill out the form above for a free quote.