In 1637, Roger Williams founded the Rhode Island and Providence Plantations (after he was banished from the Massachusetts Bay Colony). The State of Rhode Island consists primarily of bays and inlets to the Atlantic Ocean. Make sure to carry motor vehicle insurance while in the state.
Rhode Island Motto: “Hope”
One of the original thirteen colonies, Rhode Island has always been a bastion of religious freedom and rebellion. On June 10, 1772, its residents attacked the British Gaspee ship, which was enforcing unpopular trade rules. The African-American 1st Rhode Island Regiment fought against the Brits on August 29, 1778.
Important state landmarks include the Narragansett Bay and Ninigret Pond National Wild Refuge. Rhode Island manufactured products include textiles, costume jewelry and silverware. I-84 and I-95 are the primary beltways around Providence, Rhode Island. Make sure to carry the mandatory car insurance to remain compliant.
Minimum Rhode Island Insurance Coverage
The Rhode Island Department of Motor Vehicles (RIDMV) requires all motorists to purchase liability insurance. Here are the minimum insurance levels you will need for driving in Rhode Island:
- $25,000 for bodily injury or death per person
- $50,000 for bodily injury or death per accident
- $25,000 for property damage or destruction
Rhode Island uninsured motorists rank 8th worst in the nation.
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Penalties for Non-Compliance
The “Rhode Island Statutes, Title 31 Section 47-9, Revocation of Registrations” established a fine between $100 and $500 and license suspension up to three months for a first offense. The reinstatement fee is between $30 and $50. A second offense could trigger a $500 fine and license suspension for six months. Subsequent offenses could lead to a $1,000 fine and license suspension for twelve months.
Rhode Island State Rock: Cumberlandite
The State of Rhode Island has passionately and fervently fought for freedom. You are free to enjoy the roads, but carry the proper vehicle insurance. Fill out the form above for a free quote.