California Provisional Driver License Rules & Insurance Options

Drivers under the age of 18 are provided with a “provisional drivers license”.  This license allows individuals between the ages of 16-18 the legal ability to drive a car but with certain restrictions.  The purpose of a provisional drivers license is to mitigate risk and inexperienced driver accidents.  According to California DMV the following restrictions are put in place for the first 12 months of obtaining a provisional drivers license.

Drivers under the age of 18 must have a parent or a licensed individual over the age of 25 present in the automobile while…

  • Individuals under the age of 20 are being transported.
  • While driving in between the time of 11:00pm and 5:00am.

Provisional drivers license restrictions in the state of California are have been in affect since January 1, 2006 and apply to all that:

  • Are issued a provisional driver license (DL) on or after January 1, 2006, or
  • Already hold a provisional DL issued on or after January 1, 2005.

The above mentioned bullet points are California law and are intended to help teenage drivers which are most commonly referred to as high risk drivers stay safe on the roads.   It was determined that the rate of accidents and death were increasing as such a rate that a provisions was mandated for all teenage drivers between the age of 16-18.

There are a very few exceptions to the above rules but do include situations such as emergencies, school or school activities, employment or if you become a legally emancipated  minor. for more information about exceptions visit the official California DMV site here

To receive auto insurance quotes for your teenage drivers instantly simply fill out the form at the top of this page or check out our teenage driver insurance page.