Pennsylvania Car Insurance Quotes

The Commonwealth of Pennsylvania has the Appalachian Mountains running through its center and Lake Erie in the northwest. Philadelphia, Pennsylvania was the location for the First Continental Congress and “Declaration of Independence.” Pennsylvania requires you to purchase no-fault insurance.

Pennsylvania Motto: “Virtue, Liberty & Independence”

Pennsylvania was one of the thirteen original colonies. Letters from a Farmer in Pennsylvania was an important document encouraging the Founding Fathers to fight for freedom. During the American Civil War, the Battle of Gettysburg was a major turning point.

Pennsylvania is #1 in mushroom production and #2 for apple harvesting in the United States. The Pennsylvania Department of Transportation (PennDOT) manages 39,861 miles (64,150 kilometers) of roads and requires all drivers to carry minimum no-fault insurance.

Minimum Pennsylvania Insurance Coverage

The Pennsylvania Department of Motor Vehicles (PDMV) requires all motor vehicle owners to demonstrate financial responsibility by carrying no-fault vehicle liability insurance. Here are the Pennsylvania car insurance minimums:

  • $15,000 for bodily injury or death per person
  • $30,000 for bodily injury or death per accident
  • $5,000 for property damage or destruction

Uninsured motorist coverage at the aforementioned levels is also required. Pennsylvania uninsured motorists rank 46th worst in the nation.

Select Your County Below to Start the Insurance Quote Process:

Allegheny County
Armstrong County
Beaver County
Bedford County
Berks County
Blair County
Bradford County
Bucks County
Butler County
Cambria County
Cameron County
Carbon County
Centre County
Chester County
Clarion County
Clearfield County
Clinton County
Columbia County
Crawford County
Cumberland County
Dauphin County
Delaware County
Elk County
Erie County
Fayette County
Forest County
Franklin County
Fulton County
Greene County
Huntingdon County
Indiana County
Jefferson County
Juniata County
Lackawanna County
Lancaster County
Lawrence County
Lebanon County
Lehigh County
Luzerne County
Lycoming County
McKean County
Mercer County
Mifflin County
Monroe County
Montgomery County
Montour County
Northampton County
Northumberland County
Perry County
Philadelphia County
Pike County
Potter County
Schuylkill County
Snyder County
Somerset County
Sullivan County
Susquehanna County
Tioga County
Union County
Venango County
Warren County
Washington County
Wayne County
Westmoreland County
Wyoming County
York County

Penalties for Non-Compliance

The “Pennsylvania Consolidated Statutes (PCA) Section 1786, Required Financial Responsibility” has established that the first offense could lead to a fine of $300 and 3 month license suspension. There is a $50 to $88 reinstatement fee after you have purchased auto insurance. If the owner can prove that the insurance coverage lapse was less than 31 days and he did not operate the vehicle during that time, he might receive some relief.

The registration plate, sticker and driver’s license should all be surrendered to PennDOT. The State of Pennsylvania also offers the civil penalty option of paying a $500 fee and the restoration fee of $88 with submission of the Form MV-222. You can only use the civil penalty option once every twelve months.

Pennsylvania: No Fault State

Enjoy some apples in the Quaker State by carrying the proper levels of no-fault insurance. You can fill out the form above for a free quote.