The State of Nebraska is in the upper Northern Great Plains and Midwest. The Native-American culture consisted of the Pawnee, Apache and Sioux tribes and is the source of the state name, which means flat river. When driving in the state, you will need to demonstrate your “financial responsibility” by carrying car insurance.
Nebraska Motto: “Equality Before the Law”
The Homestead Act of 1862 allowed settlers to move to the open treeless prairie Nebraska territory to build new farms and businesses. On March 1, 1867, Nebraska become a state. The top agricultural crops for the “Cornhusker State” are pork, corn and soybeans.
The Agate Fossil Beds National Monument, Chimney Rock National Historic Site and Scotts Bluff National Monument are popular tourist attractions. The Platte River runs throughout most of the state. The main highways are I-76, I-80, I-129, I-180, I-480 and I-680. The State of Nebraska requires proof of financial responsibility (car insurance) when you drive in the state.
Minimum Nebraska Insurance Coverage
The Nebraska Department of Insurance (NDOI) enforces the requirement that you must carry the proper motor vehicle coverage. Here is the minimum for Nebraska automobile coverage:
- $25,000 for bodily injury or death per person
- $50,000 for bodily injury or death per accident
- $25,000 for property damage or destruction
The State of Nebraska requires you to carry proof of insurance in your motor vehicle.
Select Your County Below to Start the Insurance Quote Process:
| Adams County Antelope County Arthur County Banner County Blaine County Boone County Box Butte County Boyd County Brown County Buffalo County Burt County Butler County Cass County Cedar County Chase County Cherry County Cheyenne County Clay County Colfax County | Cuming County Custer County Dakota County Dawes County Dawson County Deuel County Dixon County Dodge County Douglas County Dundy County Fillmore County Franklin County Frontier County Furnas County Gage County Garden County Garfield County Gosper County Grant County | Greeley County Hall County Hamilton County Harlan County Hayes County Hitchcock County Holt County Hooker County Howard County Jefferson County Johnson County Kearney County Keith County Keya Paha County Kimball County Knox County Lancaster County Lincoln County Logan County | Loup County McPherson County Madison County Merrick County Morrill County Nance County Nemaha County Nuckolls County Otoe County Pawnee County Perkins County Phelps County Pierce County Platte County Polk County Red Willow County Richardson County Rock County Saline County | Sarpy County Saunders County Scotts Bluff County Seward County Sheridan County Sherman County Sioux County Stanton County Thayer County Thomas County Thurston County Valley County Washington County Wayne County Webster County Wheeler County York County |
Penalties for Non-Compliance
“Nebraska Statutes 60-528 Proof of Financial Responsibility” established the penalties for not carrying the proper levels of insurance. The first offense could lead to a fine of up to $1,000, six months jail time and license suspension. The vehicle registration will be suspended until the owner can prove he has insurance and pays the $50 reinstatement fee.
You will need to maintain proof of financial responsibility for three years after a violation for not carrying insurance. Nebraska uninsured motorists rank 44th worst in the nation.
Nebraska Cornhuskers
The State of Nebraska has built a hard-working culture on the Northern Great Plains. Find the right insurance coverage, fill out the form above for a free quote.