Nebraska Car Insurance Quotes

The State of Nebraska is in the upper Northern Great Plains and Midwest. The Native-American culture consisted of the Pawnee, Apache and Sioux tribes and is the source of the state name, which means flat river. When driving in the state, you will need to demonstrate your “financial responsibility” by carrying car insurance.

Nebraska Motto: “Equality Before the Law”

The Homestead Act of 1862 allowed settlers to move to the open treeless prairie Nebraska territory to build new farms and businesses. On March 1, 1867, Nebraska become a state. The top agricultural crops for the “Cornhusker State” are pork, corn and soybeans.

The Agate Fossil Beds National Monument, Chimney Rock National Historic Site and Scotts Bluff National Monument are popular tourist attractions. The Platte River runs throughout most of the state. The main highways are I-76, I-80, I-129, I-180, I-480 and I-680. The State of Nebraska requires proof of financial responsibility (car insurance) when you drive in the state.

Minimum Nebraska Insurance Coverage

The Nebraska Department of Insurance (NDOI) enforces the requirement that you must carry the proper motor vehicle coverage. Here is the minimum for Nebraska automobile coverage:

  • $25,000 for bodily injury or death per person
  • $50,000 for bodily injury or death per accident
  • $25,000 for property damage or destruction

The State of Nebraska requires you to carry proof of insurance in your motor vehicle.

Select Your County Below to Start the Insurance Quote Process:

Adams County
Antelope County
Arthur County
Banner County
Blaine County
Boone County
Box Butte County
Boyd County
Brown County
Buffalo County
Burt County
Butler County
Cass County
Cedar County
Chase County
Cherry County
Cheyenne County
Clay County
Colfax County
Cuming County
Custer County
Dakota County
Dawes County
Dawson County
Deuel County
Dixon County
Dodge County
Douglas County
Dundy County
Fillmore County
Franklin County
Frontier County
Furnas County
Gage County
Garden County
Garfield County
Gosper County
Grant County
Greeley County
Hall County
Hamilton County
Harlan County
Hayes County
Hitchcock County
Holt County
Hooker County
Howard County
Jefferson County
Johnson County
Kearney County
Keith County
Keya Paha County
Kimball County
Knox County
Lancaster County
Lincoln County
Logan County
Loup County
McPherson County
Madison County
Merrick County
Morrill County
Nance County
Nemaha County
Nuckolls County
Otoe County
Pawnee County
Perkins County
Phelps County
Pierce County
Platte County
Polk County
Red Willow County
Richardson County
Rock County
Saline County
Sarpy County
Saunders County
Scotts Bluff County
Seward County
Sheridan County
Sherman County
Sioux County
Stanton County
Thayer County
Thomas County
Thurston County
Valley County
Washington County
Wayne County
Webster County
Wheeler County
York County

Penalties for Non-Compliance

“Nebraska Statutes 60-528 Proof of Financial Responsibility” established the penalties for not carrying the proper levels of insurance. The first offense could lead to a fine of up to $1,000, six months jail time and license suspension. The vehicle registration will be suspended until the owner can prove he has insurance and pays the $50 reinstatement fee.

You will need to maintain proof of financial responsibility for three years after a violation for not carrying insurance. Nebraska uninsured motorists rank 44th worst in the nation.

Nebraska Cornhuskers

The State of Nebraska has built a hard-working culture on the Northern Great Plains. Find the right insurance coverage, fill out the form above for a free quote.