Missouri Car Insurance Quotes

The State of Missouri has been at the crossroads of America for centuries. In 1819, the “Missouri Compromise” prohibited slavery above the northern border of the state. All motorists in the crossroads of America must carry auto insurance.

Missouri Motto: “Let the welfare of the people be the supreme law.”

Missouri was added to the union on August 10, 1821. The Saint Louis arches commemorate the area as the starting point for the Pony Express, Santa Fe Trail and Oregon Trail. Some of the “Show Me State’s” primary products are corn, cotton and cattle; Kansas City barbecue is world-famous.

Missouri’s state highway road system was actually used as a blueprint for the entire U.S. Highway System in 1926. When you are on the Missouri crossroads, make sure to carry the required minimums for auto insurance.

Get an Insurance Quote for your Specific County

Adair County
Andrew County
Atchison County
Audrain County
Barry County
Barton County
Bates County
Benton County
Bollinger County
Boone County
Buchanan County
Butler County
Caldwell County
Callaway County
Camden County
Cape Girardeau County
Carroll County
Carter County
Cass County
Cedar County
Chariton County
Christian County
Clark County
Clay County
Clinton County
Cole County
Cooper County
Crawford County
Dade County
Dallas County
Daviess County
DeKalb County
Dent County
Douglas County
Dunklin County
Franklin County
Gasconade County
Gentry County
Greene County
Grundy County
Harrison County
Henry County
Hickory County
Holt County
Howard County
Howell County
Iron County
Jackson County
Jasper County
Jefferson County
Johnson County
Knox County
Laclede County
Lafayette County
Lawrence County
Lewis County
Lincoln County
Linn County
Livingston County
McDonald County
Macon County
Madison County
Maries County
Marion County
Mercer County
Miller County
Mississippi County
Moniteau County
Monroe County
Montgomery County
Morgan County
New Madrid County
Newton County
Nodaway County
Oregon County
Osage County
Ozark County
Pemiscot County
Perry County
Pettis County
Phelps County
Pike County
Platte County
Polk County
Pulaski County
Putnam County
Ralls County
Randolph County
Ray County
Reynolds County
Ripley County
St. Charles County
St. Clair County
Ste. Genevieve County
St. Francois County
St. Louis County
Saline County
Schuyler County
Scotland County
Scott County
Shannon County
Shelby County
Stoddard County
Stone County
Sullivan County
Taney County
Texas County
Vernon County
Warren County
Washington County
Wayne County
Webster County
Worth County
Wright County

Minimum Missouri Insurance Coverage

The Missouri Department of Revenue (MDR) requires car owners to carry proof of insurance in their vehicles at all times. Law enforcement can issue you a ticket for not having the required proof of insurance. Here is the minimum for Missouri automobile coverage:

  • $25,000 for bodily injury or death per person
  • $50,000 for bodily injury or death per accident
  • $10,000 for property damage or destruction

Uninsured bodily injury (BI) motorist insurance is also required in the State of Missouri with coverage of $25,000 per person and $50,000 per accident.

Penalties for Non-Compliance

The “Missouri Revised Statutes, Section 303.160” established the range of court penalties for not carrying your insurance card. The first conviction could lead to a fine of less than $300 and license suspension. In the State of Missouri, the license suspension applies to all vehicles owned by the guilty party. There is a $20 reinstatement fee.

The second offense (within two years) could lead to a fine of less than $300, jail time of less than 15 days and license suspension for 90 days. There is a $200 reinstatement fee. The third offense could lead to a fine of less than $300, jail time of less than 15 days and license suspension for 1 year. There is a $400 reinstatement fee.

Conviction records are sent to the Missouri Driver License Bureau. The court can enter an “Order of Supervision” to have the guilty driver monitored. Missouri uninsured motorists rank 18th worst in the nation.

Missouri: Show Me State

The police in the “Show Me State” may ask you to “Show” them your insurance. Fill out the form above for a free quote.