Mississippi Car Insurance Quotes

The State of Mississippi consists primarily of lowlands and foothills with rich fertile soil from the silt of the river. In fact, Mississippi-grown catfish are very popular in United States grocery stores. While driving in the state, make sure to carry proof of insurance, either in a paper or electronic format.

Mississippi Delta Catfish

On December 10, 1817, Mississippi was added as the 20th state. Cotton and catfish have been the two primary products of the State of Mississippi. Cotton is King! was a rallying cry for the state’s development in the 1800s.

The “Magnolia State” has even created the third-largest entertainment and gaming area in the United States on its Tunica, Mississippi riverboats. Drivers on any of the I-10, I-20, I-22, I-55, I-59 or I-69 highways must carry the minimum levels for car insurance.

Minimum Mississippi Insurance Coverage

The owner of a motor vehicle in Mississippi must show proof of liability insurance. The Mississippi Insurance Department established a compulsory automobile liability insurance system requiring motorists to carry an insurance card in their vehicles at all times. Here is the minimum for Mississippi automobile insurance coverage:

  • $25,000 for bodily injury or death per person
  • $50,000 for bodily injury or death per accident
  • $25,000 for property damage or destruction

The State of Mississippi is ahead of other states technologically and will accept an insurance version that is either in paper or electronic format (stored on your cell phone). The Mississippi Department of Public Safety – Safety Responsibility Division enforces the state insurance law.

Individuals can also post a bond or make a security deposit equal to the minimum requirements demonstrating their financial responsibility. While a law enforcement officer cannot stop you solely to check your insurance, he can “ask you for a proof of insurance during a stop for any other statutory violation.”

Select Your County Below to Start the Insurance Quote Process:

Alcorn County
Amite County
Attala County
Benton County
Bolivar County
Calhoun County
Carroll County
Chickasaw County
Choctaw County
Claiborne County
Clarke County
Clay County
Coahoma County
Copiah County
Covington County
DeSoto County
Forrest County
Franklin County
George County
Greene County
Grenada County
Hancock County
Harrison County
Hinds County
Holmes County
Humphreys County
Issaquena County
Itawamba County
Jackson County
Jasper County
Jefferson County
Jefferson Davis County
Jones County
Kemper County
Lafayette County
Lamar County
Lauderdale County
Lawrence County
Leake County
Lee County
Leflore County
Lincoln County
Lowndes County
Madison County
Marion County
Marshall County
Monroe County
Montgomery County
Neshoba County
Newton County
Noxubee County
Oktibbeha County
Panola County
Pearl River County
Perry County
Pike County
Pontotoc County
Prentiss County
Quitman County
Rankin County
Scott County
Sharkey County
Simpson County
Smith County
Stone County
Sunflower County
Tallahatchie County
Tate County
Tippah County
Tishomingo County
Tunica County
Union County
Walthall County
Warren County
Washington County
Wayne County
Webster County
Wilkinson County
Winston County
Yalobusha County
Yazoo County

Penalties for Non-Compliance

“Mississippi Statutes Section 63-15-4 Insurance Card” stipulates that the driver who does not carry required insurance levels will be fined between $500 and $1,000, which might be reduced to $100 if the violator shows he has coverage by the time of the hearing. There also might be a one year license suspension. Mississippi uninsured motorists rank 3rd worst in the nation.

Mississippi: Magnolia State

Whether for catfish, magnolia or another reason, you might want to spend some quality time in the State of