Louisiana Car Insurance Quotes

The State of Louisiana has a rich culture based on the French system of laws. The Cajuns have created great craw fish, lobster and shrimp dishes, especially for Mardis Gras. The State of Louisiana requires a minimum level of vehicle insurance for all drivers.

Louisiana Motto: “Union, Justice, Confidence”

The French navigated the Mississippi River and claimed both sides. The Louisiana Purchase netted the United States 828,000 square miles for $15 million. As the delta of the Mississippi River, Louisiana has a rich environment of wetlands, swamps and bayous.

Lake Pontchartrain might be one of the reasons for the state’s nickname as the “Pelican State.” You can also find tree frogs, sturgeon, ibis and egrets here. In 2014, the New Orleans port accounted for some 31,050,437 short tons of cargo. The I-10 system is the primary highway system for the State of Louisiana and transit thereon will require “evidence of compulsory motor vehicle liability security contained in vehicle with the provisions thereof registered in Louisiana.”

Minimum Louisiana Insurance Coverage

The Louisiana Department of Insurance (LDOI) reviews, approves and enforces insurance rules and regulations. The State of Louisiana requires “financial security with the provisions registered in Louisiana.” Here are the Louisiana minimums for vehicle insurance:

  • $15,000 for bodily injury or death per person
  • $30,000 for bodily injury or death per accident
  • $25,000 for property damage or destruction

Louisiana uninsured motorists rank 16th worst in the nation.

Select Your County Below to Start the Insurance Quote Process:

Acadia Parish
Allen Parish
Ascension Parish
Assumption Parish
Avoyelles Parish
Beauregard Parish
Bienville Parish
Bossier Parish
Caddo Parish
Calcasieu Parish
Caldwell Parish
Cameron Parish
Catahoula Parish
Claiborne Parish
Concordia Parish
De Soto Parish
East Baton Rouge Parish
East Carroll Parish
East Feliciana Parish
Evangeline Parish
Franklin Parish
Grant Parish
Iberia Parish
Iberville Parish
Jackson Parish
Jefferson Parish
Jefferson Davis Parish
Lafayette Parish
Lafourche Parish
LaSalle Parish
Lincoln Parish
Livingston Parish
Madison Parish
Morehouse Parish
Natchitoches Parish
Orleans Parish
Ouachita Parish
Plaquemines Parish
Pointe Coupee Parish
Rapides Parish
Red River Parish
Richland Parish
Sabine Parish
St. Bernard Parish
St. Charles Parish
St. Helena Parish
St. James Parish
St. John the Baptist Parish
St. Landry Parish
St. Martin Parish
St. Mary Parish
St. Tammany Parish
Tangipahoa Parish
Tensas Parish
Terrebonne Parish
Union Parish
Vermilion Parish
Vernon Parish
Washington Parish
Webster Parish
West Baton Rouge Parish
West Carroll Parish
West Feliciana Parish
Winn Parish

Penalties for Non-Compliance

“Louisiana Revised Statutes (LRS) Section 32, Subsection 865, Criminal sanctions for operating motor vehicle not covered by security” ascribes fines and registration suspension as penalties for not carrying insurance. The first violation could lead to a fine of not more than $500, registration suspension and revocation of plates (impounding). Violators must pay $50 reinstatement and $10 impounding release fees (storage and wreckage fees might also be assessed).

The second violation could lead to a fine of not more than $500, registration suspension and revocation of plates. Violators must pay $150 reinstatement and $10 impounding release fees. The third violation could result in a fine of not more than $500, registration suspension and revocation of plates. Violators must pay $500 reinstatement and $10 impounding release fees.

Louisiana Creole

The bayou is calling! Get your mandatory car insurance to enjoy the State of Louisiana without any hassles. You can fill out the form above for a free quote.