Kansas Car Insurance Quotes

The State of Kansas is in the Great Plains and home to many windy days. In fact, the word Kansas means “people of the wind.” Kansas is a no-fault auto insurance state.

Kansas Motto: “To the Stars through Difficulties”

Nicknamed the “Sunflower State” or “Wheat State,” Kansas was once the home of hundreds of herds of buffalo. Kansas was an important state in 1854 when it entered the union as a “free state” with Missouri entering as a “slave state.” Violence before the Civil War lead to the term “Bleeding Kansas.”

The 1954 “Brown v. Board of Education of Topeka, Kansas” decision was also a landmark United Supreme Court case for desegregating American schools. The first Interstate I-70 was opened in Topeka, Kansas on November 14, 1956. Kansas requires a minimum of personal injury and property damage liability insurance.

Minimum Kansas Insurance Coverage

The Kansas Insurance Department requires that you carry a minimum of personal liability and property damage car insurance. Here are the minimums required for Kansas vehicle insurance:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death per accident
  • $10,000 for property damage or destruction

Select Your County Below to Start the Insurance Quote Process:

Allen County
Anderson County
Atchison County
Barber County
Barton County
Bourbon County
Brown County
Butler County
Chase County
Chautauqua County
Cherokee County
Cheyenne County
Clark County
Clay County
Cloud County
Coffey County
Comanche County
Cowley County
Crawford County
Decatur County
Dickinson County
Doniphan County
Douglas County
Edwards County
Elk County
Ellis County
Ellsworth County
Finney County
Ford County
Franklin County
Geary County
Gove County
Graham County
Grant County
Gray County
Greeley County
Greenwood County
Hamilton County
Harper County
Harvey County
Haskell County
Hodgeman County
Jackson County
Jefferson County
Jewell County
Johnson County
Kearny County
Kingman County
Kiowa County
Labette County
Lane County
Leavenworth County
Lincoln Countyv Linn County
Logan County
Lyon County
McPherson County
Marion County
Marshall County
Meade County
Miami County
Mitchell County
Montgomery County
Morris County
Morton County
Nemaha County
Neosho County
Ness County
Norton County
Osage County
Osborne County
Ottawa County
Pawnee County
Phillips County
Pottawatomie County
Pratt County
Rawlins County
Reno County
Republic County
Rice County
Riley County
Rooks County
Rush County
Russell County
Saline County
Scott County
Sedgwick County
Seward County
Shawnee County
Sheridan County
Sherman County
Smith County
Stafford County
Stanton County
Stevens County
Sumner County
Thomas County
Trego County
Wabaunsee County
Wallace County
Washington County
Wichita County
Wilson County
Woodson County
Wyandotte County

Penalties for Non-Compliance

Under “Kansas Statutes 40-3104, Motor vehicle liability insurance coverage required” the penalties for driving without insurance could include fines, license suspension and possibly jail time. The first offense fine could range from $300 to $1,000, confinement in the county jail for not more than six months and license suspension. The registration reinstatement fee shall be $100.

Subsequent violations (within three years) could lead to a fine between $800 and $2,500, license suspension and possibly jail time. The registration reinstatement fee increases to $300. The third violation (within five years) could lead to the State of Kansas labeling the individual as a “habitual offender.” This could lead to the revocation of the person’s driving privileges for three years. Kansas uninsured motorists are 33rd worst in the nation.

Kansas is No Fault Insurance State

The State of Kansas personal injury protection (PIP) or no fault insurance must cover $4,500 per person for medical, $900 per month for loss of income, $25 per day for in-home services, $2,000 for burial and $4,500 for rehabilitation. There are also survivor benefits. This no fault coverage allows you to file a claim directly with your own insurance company in order to get paid more quickly.

Kansas Blowin in the Wind

If you are “Blowing Into Kansas,” you should probably carry liability auto insurance. Simply fill out the “RideCoverage.com” form above for a free quote.